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Message: <blockquote data-quote="db-2" data-source="post: 197874" data-attributes="member: 4743">In 5 months I will no longer get a check from my employer.  Then I need to live on SS check and taking funds from savings.  No pension, very little 401 and no, the savings do not have a million dollars.  I commend those who have that or will have that.  Life went quick and it is what it is.  But there are many non-monies memories in the memory bank for the two of us, five kids and a bunch of grandkids and a whole lot of adventures.  Plan on riding my 1987 Goldwing a whole bunch with the lady this summer.Health insurance of 650/monthproperty and life insurance of 420property taxes of 200phone, internet and tv of 275gas of 500electricity of 175water bill of 115church of 150summer lot rent of 100Total of $2585 plus a small balance on a loan for pontoon and vehicle of 839/month for a total of $3424.The food, beer and whatever which we try to keep at $1,500/month for a grand total of $4924 and with income tax we need about $6,200/month.  No pills and I have a friend who spends 500/month on that.  Going to pay a guy $25 for a bottle of elk horn to fix my broken toe.  Otherwise the doctor said he will cut off.$839 in payments will be done soon but there will be a need to trade sometime in the future.A financial planner took my numbers and stated I need an annual income of $83,000.  Said if I give him my monies he can do that for me.  We deicide to keep the monies and blow it ourselves.  I am concern if we make it past 80 that I should continue to work.  But at 71 we need to move onto the next charter in our life.  Nursing cost may be around 10,000/month and there will be no monies for that.  So it will be a new adventure at that point.  When we got marry there was not enough monies to get to the end of the month and it will be so when we get ready to die. So for those who can get by on $2,000 a month.  Enjoy your living.  db</blockquote>

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