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<blockquote data-quote="db-2" data-source="post: 197878" data-attributes="member: 4743">up yoarsToday it might suck putting that much monies away but one day it will not suck.&nbsp; Have some funds in stock market.&nbsp; Wife 6 years gave her IRA to Jackson.&nbsp; Maybe at year end it will have in it what she gave him six years ago.&nbsp; I told him that sucks also and you best not talk to the wife.&nbsp; Then to take out they want a 5% penalty.&nbsp; Yea you do not want to talk to the wife.&nbsp; A good share of my savings is in IRAs.&nbsp; Also have some with Jackson and maybe done somewhat better than savings but I have seen what can happen with 401 and stock market monies.&nbsp; Six years ago we both started to get SS.&nbsp; Put it all into savings and checking with not the greatest return.&nbsp; Most at 2.25%.&nbsp; Those funds plus $3667 from various earnings each month for the last 6 years.&nbsp; Then a sizable hit for income tax from those incomes on that but the bulk of our savings came from the last 6 years with a salary taking care of living.&nbsp; As stated, I am concern about retiring but I look at my Goldwing, the wife and no we are going to create new memories for the memory bank.&nbsp; It needs some new deposit to.&nbsp; db</blockquote>

[QUOTE="db-2, post: 197878, member: 4743"] up yoars Today it might suck putting that much monies away but one day it will not suck. Have some funds in stock market. Wife 6 years gave her IRA to Jackson. Maybe at year end it will have in it what she gave him six years ago. I told him that sucks also and you best not talk to the wife. Then to take out they want a 5% penalty. Yea you do not want to talk to the wife. A good share of my savings is in IRAs. Also have some with Jackson and maybe done somewhat better than savings but I have seen what can happen with 401 and stock market monies. Six years ago we both started to get SS. Put it all into savings and checking with not the greatest return. Most at 2.25%. Those funds plus $3667 from various earnings each month for the last 6 years. Then a sizable hit for income tax from those incomes on that but the bulk of our savings came from the last 6 years with a salary taking care of living. As stated, I am concern about retiring but I look at my Goldwing, the wife and no we are going to create new memories for the memory bank. It needs some new deposit to. db [/QUOTE]

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