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<blockquote data-quote="undguy" data-source="post: 344772" data-attributes="member: 1315">This guy gets it. The insured paid for a policy. The arbitrator and the court determined that the policy covered this situation. GEICO refused to defend the lawsuit even though they had a contractual obligation to do so.&nbsp; Therefore they are on the hook. It’s not legal mumbo jumbo.&nbsp; It’s a simple contract. I pay for insurance in exchange for the insurance company defending me if I get sued. Some of you are saying the case should have been thrown out immediately. The case wasn’t at that stage yet. If GEICO would had done what their policy said they should, they would have stepped up and said “ we are defending our insured.”&nbsp; They then file a motion for summary judgment which argues that the claim is bs. Chances are at that point the court grants the motion and it’s case closed. Instead GEICO refused to do what they were being paid premiums for. Whether an insurance policy SHOULD cover this is a whole different discussion. Personally I don’t think so but I didn’t get a vote.</blockquote>

[QUOTE="undguy, post: 344772, member: 1315"] This guy gets it. The insured paid for a policy. The arbitrator and the court determined that the policy covered this situation. GEICO refused to defend the lawsuit even though they had a contractual obligation to do so. Therefore they are on the hook. It’s not legal mumbo jumbo. It’s a simple contract. I pay for insurance in exchange for the insurance company defending me if I get sued. Some of you are saying the case should have been thrown out immediately. The case wasn’t at that stage yet. If GEICO would had done what their policy said they should, they would have stepped up and said “ we are defending our insured.” They then file a motion for summary judgment which argues that the claim is bs. Chances are at that point the court grants the motion and it’s case closed. Instead GEICO refused to do what they were being paid premiums for. Whether an insurance policy SHOULD cover this is a whole different discussion. Personally I don’t think so but I didn’t get a vote. [/QUOTE]

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