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Message: <blockquote data-quote="Allen" data-source="post: 272726" data-attributes="member: 389"><p>30 days before the "declaration" of a flood in progress is the deadline for insurance.  Lots of people got waylaid by this in 2011 when they bought insurance in April, got their property wet in June, and were told their insurance wasn't purchased in time because the flood declaration began in April.  I am by far an expert on this topic, but I do loosely pay attention.</p><p></p><p>And yes, even at these flows the river would freeze over under the right conditions. Probably around daytime highs in the lower teens and nighttime lows in the single digits.</p></blockquote><p></p>

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