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Message: <blockquote data-quote="Jim Simmers" data-source="post: 390456" data-attributes="member: 2674">Again, I would like to know where you get your information. They cant be that bad as they have been around for 18 years, for the almost 18 years that I have had these plans in my portfolio, I still have most of my BOB. I have seen how they perform in all settings with probably most health issues to end of lfe. Saw it first hand with my grandparents. Bilking Millions! HAHA, you clearly know nothing. Original Medicare $164.50 mo and 80% coverage, Medigap, $200 per month average and 20%. Medicare Advantage, $0-$105 monthly can maybe have some cost sharing usually less that $4000. $4000 max because that is a few of the plans stop loss. 52% of Medicare members across this great county are on an Advantage plan. Medicare makes the rules these plans must go by. If Medicare covers it, these plans have to. If Medicare doesn't, these plans have the option. Original Medicare does not pay for observation in a hospital, Prescription drugs, yearly wellness exams, routine dental, vision and hearing. Original Medicare doesn't cover meal plans, transportation to and from Doctors appointments and to the pharmacy, the don't cover over the counter benefits or gym membership and they don't reward seniors for being active.Medicare for many is very confusing and can be very stressful. So please, share proof of your wisdom so we can all see it . I like when guys like you come on here because this is so easy for me to debunk and I can back up 100% of what i have stated here. I get a chance to talk about something that I am passionate about because I have helped and build so many relationships over the past 18 years.I will wait..</blockquote>

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