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Lease or buy? need your opinions guys.
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<blockquote data-quote="SDMF" data-source="post: 33855" data-attributes="member: 412"><p>Please do explain how that truck only cost you $1K/yr. I see the difference between purchase and trade price, what I don't see is that somewhere you had a payment, whether it was up front or monthly. You cannot just completely dismiss those payments when calculating cost of ownership.</p><p></p><p>Like I said above, the actuaries work very hard to ensure there is no big advantage to consumers one way or the other. I'd have a hard time making a lease pencil out well for myself as I put on too many miles (22-25K/yr). We could however easily make a low mileage lease work well on a vehicle for my wife as she drives 5-6K/yr.</p><p></p><p>I get that it can work both ways but you can't honestly believe that the truck you referenced above only really cost you $1K/yr.</p></blockquote><p></p>
[QUOTE="SDMF, post: 33855, member: 412"] Please do explain how that truck only cost you $1K/yr. I see the difference between purchase and trade price, what I don't see is that somewhere you had a payment, whether it was up front or monthly. You cannot just completely dismiss those payments when calculating cost of ownership. Like I said above, the actuaries work very hard to ensure there is no big advantage to consumers one way or the other. I'd have a hard time making a lease pencil out well for myself as I put on too many miles (22-25K/yr). We could however easily make a low mileage lease work well on a vehicle for my wife as she drives 5-6K/yr. I get that it can work both ways but you can't honestly believe that the truck you referenced above only really cost you $1K/yr. [/QUOTE]
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