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<blockquote data-quote="FishinRN" data-source="post: 221740" data-attributes="member: 1226">I agree with this, assets amassed throughout ones life is exactly what should be utilized to pay these expenses. Proper estate planning is far more valuable to most than any insurance policy. Many would disagree with me but I see insurance as a necessary burden everyone must have on homes, vehicles etc. If insurance policies made good financial sense the policies would pay out a little closer to premiums. Clearly insurance is big money, dont have to watch tv for 10 minutes to see 3 commercials of companies competing for your business. There seems to be a lot of overweight unintelligible former high school athletes punching numbers into a computer making more money than the bulk of their clients.&nbsp; The &quot;salesman&quot; part is certainly there as my experience is everyone wants to see you their product but isn't necessarily that informed on it themselves.</blockquote>

[QUOTE="FishinRN, post: 221740, member: 1226"] I agree with this, assets amassed throughout ones life is exactly what should be utilized to pay these expenses. Proper estate planning is far more valuable to most than any insurance policy. Many would disagree with me but I see insurance as a necessary burden everyone must have on homes, vehicles etc. If insurance policies made good financial sense the policies would pay out a little closer to premiums. Clearly insurance is big money, dont have to watch tv for 10 minutes to see 3 commercials of companies competing for your business. There seems to be a lot of overweight unintelligible former high school athletes punching numbers into a computer making more money than the bulk of their clients. The "salesman" part is certainly there as my experience is everyone wants to see you their product but isn't necessarily that informed on it themselves. [/QUOTE]

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