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<blockquote data-quote="Davy Crockett" data-source="post: 221789" data-attributes="member: 367">db,&nbsp; &nbsp; I don't know how they can be but I'm not in that business so it surly might be possible.&nbsp; &nbsp;&nbsp; To be a resident cost over&nbsp; $ 6,000 per month per patient, they use the residents assets and savings until that is depleted then they use the patients retirement and SS income plus state and Federal funding to cover the rest.&nbsp;&nbsp; I'm not sure if there is any additional federal funding for Nursing homes or not or not but one thing I am almost positive about is that nursing homes always get paid no matter what.&nbsp;&nbsp; &nbsp;We took care of my Mom and Dad as long as we possibly could, We were happy to do it. My Dad passed away and we eventually moved My mom into our house when I &quot;condemned&quot; her furnace and chimney . Then she eventually got an apartment and a few years ago the Dr told us we can no longer provide the necessary care she needed so into a nursing home she went.&nbsp; &nbsp; She is doing very well there and she plans to live to be 100 and we feel very fortunate to have a long term care facility that can take good care of her.&nbsp; Long life story short,&nbsp;&nbsp; She was born in 1920 and worked off the farm all her life and milked cows.&nbsp;&nbsp; She is a &quot;notch&quot; baby with a smaller than normal SS check because of the Gov. screw up.&nbsp; &nbsp; I don't see any way possible that she could have afforded nursing home insurance above and beyond health insurance once she retired.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Insurance Insurance Insurance what a monster.&nbsp; &nbsp; &nbsp; My bride and I manage to afford health insurance, Dental insurance, Cancer insurance , Life insurance , A roof over our head with insurance , A vehicle to drive with insurance and a couple toys with insurance and still eat&nbsp; &nbsp;&nbsp; I am very happy and feel fortunate to have assets and insurance but I also have a budget and I have to make cuts somewhere, There will be no nursing home insurance in our future unless something changes.&nbsp; Those that can afford it count your blessings.- - - Updated - - -This is worth reading.&nbsp; <a href="https://www.nd.gov/ndins/consumers/longtermcare/" target="_blank">https://www.nd.gov/ndins/consumers/longtermcare/</a>- - - Updated - - -<a href="https://www.nolo.com/legal-encyclopedia/north-dakota-living-will-health-care-power-of-attorney-31894.html" target="_blank">https://www.nolo.com/legal-encyclopedia/north-dakota-living-will-health-care-power-of-attorney-31894.html</a></blockquote>

[QUOTE="Davy Crockett, post: 221789, member: 367"] db, I don't know how they can be but I'm not in that business so it surly might be possible. To be a resident cost over $ 6,000 per month per patient, they use the residents assets and savings until that is depleted then they use the patients retirement and SS income plus state and Federal funding to cover the rest. I'm not sure if there is any additional federal funding for Nursing homes or not or not but one thing I am almost positive about is that nursing homes always get paid no matter what. We took care of my Mom and Dad as long as we possibly could, We were happy to do it. My Dad passed away and we eventually moved My mom into our house when I "condemned" her furnace and chimney . Then she eventually got an apartment and a few years ago the Dr told us we can no longer provide the necessary care she needed so into a nursing home she went. She is doing very well there and she plans to live to be 100 and we feel very fortunate to have a long term care facility that can take good care of her. Long life story short, She was born in 1920 and worked off the farm all her life and milked cows. She is a "notch" baby with a smaller than normal SS check because of the Gov. screw up. I don't see any way possible that she could have afforded nursing home insurance above and beyond health insurance once she retired. Insurance Insurance Insurance what a monster. My bride and I manage to afford health insurance, Dental insurance, Cancer insurance , Life insurance , A roof over our head with insurance , A vehicle to drive with insurance and a couple toys with insurance and still eat I am very happy and feel fortunate to have assets and insurance but I also have a budget and I have to make cuts somewhere, There will be no nursing home insurance in our future unless something changes. Those that can afford it count your blessings. [COLOR="silver"][SIZE=1]- - - Updated - - -[/SIZE][/COLOR] This is worth reading. [URL]https://www.nd.gov/ndins/consumers/longtermcare/[/URL] [COLOR="silver"][SIZE=1]- - - Updated - - -[/SIZE][/COLOR] [URL]https://www.nolo.com/legal-encyclopedia/north-dakota-living-will-health-care-power-of-attorney-31894.html[/URL] [/QUOTE]

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