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<blockquote data-quote="pluckem" data-source="post: 161877" data-attributes="member: 843">Times are changing a bit with the interest rates but if given the option of 0% or cash back, I have found it best to take the cash back and then refinance through the best option I found online. Many local banks or credit unions have had new vehicle loans at 1.5-2% for the last 5 years or so. If you run the numbers this is usually the best bet. But it all depends on the manufacturer rebates and incentives at this time.- - - Updated - - -I have some experience in F-150 purchasing and IMO the best time to buy one is August or September. At that time they have introduced what the next model year will be, however dealers can still place a custom order for the current year.&nbsp; So you see some of the best available manufacturer rebates and incentives and you can order the truck with exactly what you want and don't want.Very real possibility to get to a sale price of $15k off of the window sticker.</blockquote>

[QUOTE="pluckem, post: 161877, member: 843"] Times are changing a bit with the interest rates but if given the option of 0% or cash back, I have found it best to take the cash back and then refinance through the best option I found online. Many local banks or credit unions have had new vehicle loans at 1.5-2% for the last 5 years or so. If you run the numbers this is usually the best bet. But it all depends on the manufacturer rebates and incentives at this time. [COLOR="silver"][SIZE=1]- - - Updated - - -[/SIZE][/COLOR] I have some experience in F-150 purchasing and IMO the best time to buy one is August or September. At that time they have introduced what the next model year will be, however dealers can still place a custom order for the current year. So you see some of the best available manufacturer rebates and incentives and you can order the truck with exactly what you want and don't want. Very real possibility to get to a sale price of $15k off of the window sticker. [/QUOTE]

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