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<blockquote data-quote="db-2" data-source="post: 278018" data-attributes="member: 4743">ItembIf i take what i feel i need for a basic annual income less what my income from SS and one other source times 25 i do have that amount in savings.&nbsp; Yes i do a budget and know what i need.And if the interest rate is at least 3% on the savings and there would not be any of those other things that come up it will be close in keeping those funds in savings.However i also know this will not work out that way and decided not to retire just to get by but do other things that are not in the normal budget.&nbsp; Have people ask me to work partime and will need to think about that but not at the top of my list.I need to take a guess as to how long the wife and i will live, any health issues and just what those other things will cost me.Hoping to have a decent and quality life for at least 10 more years.&nbsp; But life a risk and at our age it is a big risk with the health and that may all change tomorrow.&nbsp; In the end we got what we have, i work longer than most, quit working and now it is a day at a time, take it as it comes with a postive attitude about tomorrow.So the way we go in the next charter of our life and hope it was as good as the last chapter with a few less heartaches and the monies last.&nbsp; db</blockquote>

[QUOTE="db-2, post: 278018, member: 4743"] Itemb If i take what i feel i need for a basic annual income less what my income from SS and one other source times 25 i do have that amount in savings. Yes i do a budget and know what i need. And if the interest rate is at least 3% on the savings and there would not be any of those other things that come up it will be close in keeping those funds in savings. However i also know this will not work out that way and decided not to retire just to get by but do other things that are not in the normal budget. Have people ask me to work partime and will need to think about that but not at the top of my list. I need to take a guess as to how long the wife and i will live, any health issues and just what those other things will cost me. Hoping to have a decent and quality life for at least 10 more years. But life a risk and at our age it is a big risk with the health and that may all change tomorrow. In the end we got what we have, i work longer than most, quit working and now it is a day at a time, take it as it comes with a postive attitude about tomorrow. So the way we go in the next charter of our life and hope it was as good as the last chapter with a few less heartaches and the monies last. db [/QUOTE]

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