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Message: <blockquote data-quote="Skullet" data-source="post: 292865" data-attributes="member: 6212"><p>It appears to be anyone’s guess as to when these markets find rock bottom, so that’s the wild card in this equation. </p><p></p><p>The rest of it is pretty straightforward. We have portfolios that have all dramatically decreased in value, presumably less income (if this doesn’t end quickly) and low tax rates.</p><p></p><p>I have yet to meet a finical planner who understands the impact of IRA withdrawals on the taxable portion of your social security benefits. I’ve seen far too many clients contribute to a traditional IRA and save 15% only to have those withdrawals create taxable social security and ultimately cost 27.75% to withdraw. If you can convert at these prices and tax rates you’ll win.</p></blockquote><p></p>

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