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<blockquote data-quote="Rut2much" data-source="post: 441604" data-attributes="member: 413"><p>You make interest-free monthly installments on the phones until u trade in or pay them off.. Typically u can pay them off anytime but the companies usually run deals if u trade a phone in they'll pay/reimburse you part of the installments.</p><p>You can pay them off anytime as well if you choose to do so.</p><p>It's the taxes and fees on the "postpaid" plans that really get ya (adds up to about 17% monthly taxes and fees). You don't get anything but state tax on prepaid plans and usually a discount if on autopay which knocks those out and the prepaid plans are so much cheaper, don't every get tricked or sold into the fact that you ever have to get rid of your older grandfathered plan.</p><p>Definitely lots of tricks and loopholes around all of this the big companies don't like the consumer to know but that's with almost all big companies.</p></blockquote><p></p>
[QUOTE="Rut2much, post: 441604, member: 413"] You make interest-free monthly installments on the phones until u trade in or pay them off.. Typically u can pay them off anytime but the companies usually run deals if u trade a phone in they'll pay/reimburse you part of the installments. You can pay them off anytime as well if you choose to do so. It's the taxes and fees on the "postpaid" plans that really get ya (adds up to about 17% monthly taxes and fees). You don't get anything but state tax on prepaid plans and usually a discount if on autopay which knocks those out and the prepaid plans are so much cheaper, don't every get tricked or sold into the fact that you ever have to get rid of your older grandfathered plan. Definitely lots of tricks and loopholes around all of this the big companies don't like the consumer to know but that's with almost all big companies. [/QUOTE]
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