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Message: <blockquote data-quote="sl1000794" data-source="post: 347368" data-attributes="member: 6974"><p>Maybe not:</p><p><span style="color: #202122"><span style="font-family: 'sans-serif'">The </span></span><strong>Paycheck Protection Program</strong><span style="color: #202122"><span style="font-family: 'sans-serif'"> (</span></span><strong>PPP</strong><span style="color: #202122"><span style="font-family: 'sans-serif'">) is a $953-billion </span></span><a href="https://en.wikipedia.org/wiki/Business_loan" target="_blank">business loan</a><span style="color: #202122"><span style="font-family: 'sans-serif'"> program established by the </span></span><a href="https://en.wikipedia.org/wiki/United_States_federal_government" target="_blank">United States federal government</a><span style="color: #202122"><span style="font-family: 'sans-serif'"> during the </span></span><a href="https://en.wikipedia.org/wiki/Donald_Trump_administration" target="_blank">Donald Trump administration</a><span style="color: #202122"><span style="font-family: 'sans-serif'"> in 2020 through the </span></span><a href="https://en.wikipedia.org/wiki/Coronavirus_Aid,_Relief,_and_Economic_Security_Act" target="_blank">Coronavirus Aid, Relief, and Economic Security Act</a><span style="color: #202122"><span style="font-family: 'sans-serif'"> (CARES Act) to help certain businesses, self-employed workers, sole proprietors, certain nonprofit organizations, and tribal businesses continue paying their workers.</span></span><span style="color: #202122"><span style="font-family: 'sans-serif'">The Paycheck Protection Program allows entities to apply for low-interest private loans to pay for their payroll and certain other costs. The amount of a PPP loan is approximately equal to 2.5 times the applicant's average monthly payroll costs. In some cases, an applicant may receive a second draw typically equal to the first. The loan proceeds may be used to cover payroll costs, rent, interest, and utilities. <u><strong>The loan may be partially or fully forgiven if the business keeps its employee counts and employee wages stable.</strong></u> The program is implemented by the <a href="https://en.wikipedia.org/wiki/United_States_Small_Business_Administration" target="_blank">U.S. Small Business Administration</a>.</span></span></p></blockquote><p></p>

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