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<blockquote data-quote="Sarge" data-source="post: 108238" data-attributes="member: 3393"><p>I have a Discover Platinum card that the wife and I use to put almost everything on. I think it offers 1.5% cash back on all purchases and then rotating 5% monthly categories.&nbsp; We pay the statement balance off each month so we aren't charged any interest like most others on here.&nbsp; The only reason we have the card is for the cash back rewards.&nbsp; We usually use the rewards to do all the Christmas shopping or just put it towards a statement credit.&nbsp; To me it's a no brainer (if you are financially responsible) to utilize one of these cards offering rewards for your monthly purchases.&nbsp; If you are going to be spending the money either way why not get a little something in return.&nbsp; Plus many of these cards offer extended warranty on all purchases, price matching guarantees, theft protection, free monthly credit score with the statement, and several other benefits built in. I have had the card for 6 years or so and am happy with it, although I am sure there are better out there.</p></blockquote><p></p>

[QUOTE="Sarge, post: 108238, member: 3393"] I have a Discover Platinum card that the wife and I use to put almost everything on. I think it offers 1.5% cash back on all purchases and then rotating 5% monthly categories. We pay the statement balance off each month so we aren't charged any interest like most others on here. The only reason we have the card is for the cash back rewards. We usually use the rewards to do all the Christmas shopping or just put it towards a statement credit. To me it's a no brainer (if you are financially responsible) to utilize one of these cards offering rewards for your monthly purchases. If you are going to be spending the money either way why not get a little something in return. Plus many of these cards offer extended warranty on all purchases, price matching guarantees, theft protection, free monthly credit score with the statement, and several other benefits built in. I have had the card for 6 years or so and am happy with it, although I am sure there are better out there. [/QUOTE]

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