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Message: <blockquote data-quote="SLE" data-source="post: 470367" data-attributes="member: 3889"><p>Insurance covers both for accidents and negligence. Pretty sure he isn't running around without insurance. I have talked with my agent about this specifically and he said they don't care what the boat manufacturer or coast guard plate says. He compared it to buying a car and modifying it with performance additions. You can even insure the modifications with an agreed upon value or for specific non-street uses. For them, it all comes down to premiums and being able to collect enough to cover the risk.</p><p></p><p>I have agreed values on 2 boats and 2 older pickups so I've kind of ran through the gauntlet on some of this.</p></blockquote><p></p>

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