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<blockquote data-quote="Jim Simmers" data-source="post: 390218" data-attributes="member: 2674"><p>Thanks for the kind words. I have been pretty much non existent on this page for a few years. Glad to be back and to contribute. There is no one fix for everything or any one and you definitely have to do what’s best for you. The first couple of posts on this thread alarmed me because there was no merit to them. Sorry to say. I love my profession. Medicare has been good for me and my family personally as an agent. But most importantly it’s the people that I have helped with their Medicare benefits that it has helped the most and that’s why I do what I do. I know it’s hard and confusing. It is for me as well, I just have been trained on where to go and what to do. Like catching a fish, I understand Medicare. I don’t know why but I do. I have seen the good and bad of it and the bad of it in most cases is still better than the good of other plans. The good of it is you save a ton of money, even in a bad year, you get a ton of benefits that you wouldn’t normally get or you might have to pay a large premium for them. AARP printed an article I think last September that shows why advantage plans are here to stay and it isn’t because it’s big money for insurance companies. They do make out well but like I said earlier their is a limit on what their profit is so they build a large member enrollment. Strength in numbers. Then you get all the benefits you need and it won’t break your bank. To not have an advantage plan you are surely insurance poor. </p><p>****Disclaimer***** I also sell medigap, Medicare supplements. So it’s not like I don’t know or understand how they work. I just believe that 99.9% would be better off on an advantage or even a cost plan if an advantage plan is not available in your area. </p><p>Again, thanks for the kind words.</p></blockquote><p></p>
[QUOTE="Jim Simmers, post: 390218, member: 2674"] Thanks for the kind words. I have been pretty much non existent on this page for a few years. Glad to be back and to contribute. There is no one fix for everything or any one and you definitely have to do what’s best for you. The first couple of posts on this thread alarmed me because there was no merit to them. Sorry to say. I love my profession. Medicare has been good for me and my family personally as an agent. But most importantly it’s the people that I have helped with their Medicare benefits that it has helped the most and that’s why I do what I do. I know it’s hard and confusing. It is for me as well, I just have been trained on where to go and what to do. Like catching a fish, I understand Medicare. I don’t know why but I do. I have seen the good and bad of it and the bad of it in most cases is still better than the good of other plans. The good of it is you save a ton of money, even in a bad year, you get a ton of benefits that you wouldn’t normally get or you might have to pay a large premium for them. AARP printed an article I think last September that shows why advantage plans are here to stay and it isn’t because it’s big money for insurance companies. They do make out well but like I said earlier their is a limit on what their profit is so they build a large member enrollment. Strength in numbers. Then you get all the benefits you need and it won’t break your bank. To not have an advantage plan you are surely insurance poor. ****Disclaimer***** I also sell medigap, Medicare supplements. So it’s not like I don’t know or understand how they work. I just believe that 99.9% would be better off on an advantage or even a cost plan if an advantage plan is not available in your area. Again, thanks for the kind words. [/QUOTE]
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