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Message: <blockquote data-quote="Jim Simmers" data-source="post: 390282" data-attributes="member: 2674">I am not sure where your zip code is. The more populated areas have more options than less and northern counties have less, Minot has a couple, I think Williston has one, BC/BS but not sure. I have Medica cost plan members up here and I am not appointed with BC/BS. Pretty much most counties below hwy 200 have multiple plans. North is less. The reason is that it’s based on population. Medicare lays the rules, the private companies must follow the rules. Advantage plans are not rogue xxxompanies just doing what they want. Medicare(CMS) is very firm on these companies to do what the government wants. If there is confusion it’s because you live in an area that had much experience with them. It’s taken a while for it to calm down here too. And it’s change. People hate change. Recently AARP stated that almost 52% of eligible Medicare members are on and advantage plan. They grow about 2% a year so by the year 2030, 60% will be on an advantage plan. I specialize in Medicare Advantage. I am licensed to sell all lines in the health and life but I don’t. I won’t even give advice on other because that’s not my forte. Most doctors I know won’t give advise on insurance. Just like I won’t operate on you. I might get lucky but I might slip too!</blockquote>