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Message: <blockquote data-quote="Jim Simmers" data-source="post: 390350" data-attributes="member: 2674"><p>Medicare has been around since 1965, advantage and Prescription Drug plans since 2006. Being their newer perhaps and people can choose which way they want to get their Medicare. Speculation on my part except having more options. When you think of the insurance you had during your working years typically through your employer. Premium, deductible, copays and max out of pockets. Those are what advantage has. Not every plan but some do. Routine Dental hearing and vision, you could get those in your plan but once you got on Medicare you would have to purchase those separately. Now you can get those in every advantage plan. Just some offer more than others. I thinks it’s only a matter of time before supplements as we know them are gone. Don’t know if it will be in our lifetime. Just like Medica cost plans. They were started to replace some of the advantage plans because the money for advantage plans was taken and given to fund Obama care with the idea that once advantage plans gained market share over cost plans the cost plans would go away. So in Morton, burliegh, stutsman and grand forks counties that’s why medica can not offer their cost plan. They also added a couple advantage plans to replace them. So you you’re reading this, you are against advantage plans but are on a medica cost plan, you need to look at what your complaining about cause they are from the members view, the same. Only different on how they are funded or their relationship with the federal government.</p></blockquote><p></p>

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