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<blockquote data-quote="Ponyroper" data-source="post: 304289" data-attributes="member: 423"><p>I also have Nodak insurance and have been very happy with the way they have treated me.&nbsp; Moved into my new house in 2002 and had a big hail claim before I even paid my first premium.&nbsp; I've had 3 or 4 big hail and wind claims since 2002 on my buildings and vehicles and they paid fast and very fairly.&nbsp; I'm not sure how my house premium compares with other companies but 4 or 5 years ago I took my vehicle insurance policies to all the big well known companies and asked the agents if they could save me any money.&nbsp; Got full coverage on 3 vehicles an RV and a boat and a horse trailer and my premium is $96 per month total.&nbsp; A couple of the companies said they might be able to beat the price on one vehicle or other but couldn't even come close on all of them together.&nbsp; I also have a farm and ranch policy that covers my machinery, horses, tools and equipment that costs $320 a year.&nbsp; Everything in the house is insured at replacement value and when lightning struck my house several years ago they paid for a new TV, phone system, video recorder and TV antenna all at current prices not the value of the old stuff.&nbsp; Always get replacement value insurance.&nbsp; It costs only a small amount more but it is well worth it.</p></blockquote><p></p>

[QUOTE="Ponyroper, post: 304289, member: 423"] I also have Nodak insurance and have been very happy with the way they have treated me. Moved into my new house in 2002 and had a big hail claim before I even paid my first premium. I've had 3 or 4 big hail and wind claims since 2002 on my buildings and vehicles and they paid fast and very fairly. I'm not sure how my house premium compares with other companies but 4 or 5 years ago I took my vehicle insurance policies to all the big well known companies and asked the agents if they could save me any money. Got full coverage on 3 vehicles an RV and a boat and a horse trailer and my premium is $96 per month total. A couple of the companies said they might be able to beat the price on one vehicle or other but couldn't even come close on all of them together. I also have a farm and ranch policy that covers my machinery, horses, tools and equipment that costs $320 a year. Everything in the house is insured at replacement value and when lightning struck my house several years ago they paid for a new TV, phone system, video recorder and TV antenna all at current prices not the value of the old stuff. Always get replacement value insurance. It costs only a small amount more but it is well worth it. [/QUOTE]

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