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<blockquote data-quote="Bfishn" data-source="post: 133191" data-attributes="member: 2006"><p>Banks have to protect their ass because of all the people that try and screw them over. Remember its not &quot;Your Money&quot; unless you own the house free and clear.&nbsp; The bank very likely owns more of your house than you do, which is why they control the money. If you don't want to deal with banks its pretty simple...pay cash. Pretty much every bank will have these policies on some level. I had a hail claim on my house as well. At US bank if the check is under 20K you have much more leeway. They allowed me to just deposit my $18,500 check in my bank account and go on my merry way. They have called to check in on progress once. I told them my roof and garage doors are done and i am still waiting on siding/gutters. They were perfectly fine with my explanation. They will inspect when done. Your right on siders...impossible to get right now. I'll be waiting until spring.</p></blockquote><p></p>

[QUOTE="Bfishn, post: 133191, member: 2006"] Banks have to protect their ass because of all the people that try and screw them over. Remember its not "Your Money" unless you own the house free and clear. The bank very likely owns more of your house than you do, which is why they control the money. If you don't want to deal with banks its pretty simple...pay cash. Pretty much every bank will have these policies on some level. I had a hail claim on my house as well. At US bank if the check is under 20K you have much more leeway. They allowed me to just deposit my $18,500 check in my bank account and go on my merry way. They have called to check in on progress once. I told them my roof and garage doors are done and i am still waiting on siding/gutters. They were perfectly fine with my explanation. They will inspect when done. Your right on siders...impossible to get right now. I'll be waiting until spring. [/QUOTE]

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