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Message: <blockquote data-quote="Trip McNeely" data-source="post: 133213" data-attributes="member: 728"><p>eric while i respect your right to your opinion i disagree completely with you. its obvious you are in the banking industry in some form or capacity. we are on opposite ends of the spectrum and probably wont agree. thats fine. you make it sound like im looking for a cash cow? this couldnt be further from the truth. i just want my damn house fixed before winter and after seeing i had very little chance of getting a decent siding crew here before next spring so i took matters into my own hands. i guess i dont see what yours or anyones problem is with that? from my understanding isnt the banks only concern to make sure the home retains its value to pre-damage state? fine, send an inpector when its dobe bit why do they need to manage everything? how long should a guy wait before getting work done in your opinion? being you are a banker maybe you dont understand my concerns with the ping-pong/tennis ball sized holes in my siding. how long should a house(your banks investmenr) as you put it be subjected to a nd winter with holes and possible tears in the house wrap? what if snow or an ice damn on my lower roof backed up and leaked into the holes in my siding and got behind the step flashing and leaked into my home? when i have an 8ft bubble full of water in my sheetrock ceiling who is on the hook to pay for interior damage? possibly mold remediation in my rafters? is the bank still interested or is policy more important?                         again if you would comprehend what i write instead of just reading you would see im not claiming to have any undue financial hardship. this was directed at the lawsuits i told you to educate yourself on in the south like i mentioned. in some cases the lender made them repay then loan first and were left with nothing to repair their home? how is that not undue hardship? other cases thenbank held money for up to a year without paying home-owners/contractors. how is that not undue hardship if the home owner chooses to rebuild themselves and foots the bill up front and cant get there money back? in my case im not claiming undue hardship(please comprehend what in saying) however my situation may straddle undue stress. how many hours do i need to miss fron work to meet with contractors? how many trips to the bank do i need to make? i spend alot of time on the road for work so when i do get home i look forward to spending missed time with my children. so i hope you can understand when i have to make multiple trips to the bank and running around town for needless policy when i should be spending my free time with my kids. i do admit the gentlemen ive been working with has been patient with me and i do believe in the end this situation will be resolved. notice i didnt mention any bank or insurance names? i dont need to run anyone through mud(mud they created by the way not me). i just wanted to voice my concerns ans make anyone else who may ever be in my shoes to educate themselves. in the end it is my fault because i agreed to their terms withour looking into it propely, i didnt give it much thought. as a consumer i have the right to voice my problems to any and all consumers. maybe the power of the wallet will change policies maybe it wont. i just have a hard time dealing with the attitudes of big banks and people like yours who keep reminding there clientele the very home they care for and love isnt theirs but is the banks. i understand that yes technically it is, but i feel its a pretty horseshit business model to constantly remind your clients that "oh yeah that house you pay to upkeep and care for, thats ours not yours" and i get that feeling and many others do when catastrophes happen.</p></blockquote><p></p>

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