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Little known gotcha's in life
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<blockquote data-quote="db-2" data-source="post: 295100" data-attributes="member: 4743"><p>Allem:</p><p>I assume you are with a bigger bank if they can afford a ATM manager.</p><p></p><p>In the last forty plus years i have been associated with 9 different banks, all small town with the owners living in town.</p><p>I can say with 99% certain that once they got the checks out of the machine they could of then completed the deposit in this day and age with electonic equipment. If not, a call to whoever to get the checks rewritten or have that place by the phone transfer funds.</p><p>It was up to your bank to take care of this.</p><p></p><p>So now after 28 years it is totaly acceptabale even if it had only been one day of being with them.</p><p>Yes, it is time to move but if the move is to a corp. bank do not expect it any better. db</p><p></p><p><span style="color: silver"><span style="font-size: 9px">- - - Updated - - -</span></span></p><p></p><p>Allen:</p><p>to update.</p><p></p><p>When one deposits checks into ones account as a deposit the bank takes the numbers off the bottom and then runs it by phone.</p><p>The bank then takes that check you deposited and puts it in the vault and after 6 months sheds that check themselves. The deposited check never leaves your bank.</p><p>So if they could still read the numbers (routing, account number and amount) that is all they needed to make your deposit good. If they can not read a call will confirm those numbers.</p><p>At least that is how it is handled at the banks I have had a relationship with and all banks do it the same. db</p></blockquote><p></p>
[QUOTE="db-2, post: 295100, member: 4743"] Allem: I assume you are with a bigger bank if they can afford a ATM manager. In the last forty plus years i have been associated with 9 different banks, all small town with the owners living in town. I can say with 99% certain that once they got the checks out of the machine they could of then completed the deposit in this day and age with electonic equipment. If not, a call to whoever to get the checks rewritten or have that place by the phone transfer funds. It was up to your bank to take care of this. So now after 28 years it is totaly acceptabale even if it had only been one day of being with them. Yes, it is time to move but if the move is to a corp. bank do not expect it any better. db [COLOR="silver"][SIZE=1]- - - Updated - - -[/SIZE][/COLOR] Allen: to update. When one deposits checks into ones account as a deposit the bank takes the numbers off the bottom and then runs it by phone. The bank then takes that check you deposited and puts it in the vault and after 6 months sheds that check themselves. The deposited check never leaves your bank. So if they could still read the numbers (routing, account number and amount) that is all they needed to make your deposit good. If they can not read a call will confirm those numbers. At least that is how it is handled at the banks I have had a relationship with and all banks do it the same. db [/QUOTE]
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