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<blockquote data-quote="db-2" data-source="post: 221732" data-attributes="member: 4743">At 71 and 67 we both have talk about it over time as both are parents did not have.&nbsp; Cost now is way beyond reach for us.&nbsp; My parents stay in for a long time and the wives parents not so long.But cost will wipe out all assets one has unless you are super rich.&nbsp; Can leave one parent with nothing left to live on.SS office is no help in working through this.&nbsp; I got lucky and met a young girl working in a office who told me everything I needed to know to protect my parents farm and some other assets. Yes they still spent a lot of their own funds before the state took over.One needs to first find out the rules of this game.&nbsp; I was lucky and it cost me nothing.&nbsp; Find that person that will help you and then you will be able to answer your own question better.&nbsp; A lot of surprises in this game that they will never tell you.Work on plans (health, ect) as to how to keep from going so one stays out.&nbsp; Many do and die at home or die that first month in the home.&nbsp; Drink a lot of old mill, work the mind besides the body, eat right, have a bunch of kids when young to keep stress down, maybe one will find monies or marry monies.&nbsp; Paid $10,000 (one time pay) for a $15,000 whole life policy (one for each of us) and made one of the kids the owner of it so we can at least bury ourselves.&nbsp; And maybe if it's luck but you can stay out.&nbsp; db</blockquote>

[QUOTE="db-2, post: 221732, member: 4743"] At 71 and 67 we both have talk about it over time as both are parents did not have. Cost now is way beyond reach for us. My parents stay in for a long time and the wives parents not so long. But cost will wipe out all assets one has unless you are super rich. Can leave one parent with nothing left to live on. SS office is no help in working through this. I got lucky and met a young girl working in a office who told me everything I needed to know to protect my parents farm and some other assets. Yes they still spent a lot of their own funds before the state took over. One needs to first find out the rules of this game. I was lucky and it cost me nothing. Find that person that will help you and then you will be able to answer your own question better. A lot of surprises in this game that they will never tell you. Work on plans (health, ect) as to how to keep from going so one stays out. Many do and die at home or die that first month in the home. Drink a lot of old mill, work the mind besides the body, eat right, have a bunch of kids when young to keep stress down, maybe one will find monies or marry monies. Paid $10,000 (one time pay) for a $15,000 whole life policy (one for each of us) and made one of the kids the owner of it so we can at least bury ourselves. And maybe if it's luck but you can stay out. db [/QUOTE]

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