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Message: <blockquote data-quote="Allen" data-source="post: 221737" data-attributes="member: 389"><p>My personal take on this:</p><p></p><p>1. If you are in your 40s, you are too late to by buying this insurance as the cost of insurance will kill you, and then you wouldn't need it anyway.</p><p></p><p>2. People talk about "protecting assets" from being used to pay for their care.</p><p></p><p>Umm, #2 is exactly what should be done with your assets, they SHOULD be used to take care of you if/when you need it.  It's people without assets and/or insurance that are the damn problem. Everyone wants someone else to pay for their care so they can leave their assets as a gift (inheritance) to their heirs.  That's not the way it should be at all.</p></blockquote><p></p>

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