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Message: <blockquote data-quote="Ericb" data-source="post: 221751" data-attributes="member: 871"><p>I sell health insurance mainly on the Medicare side, I'm not trying or do I sell Ltc insurance. Im Just trying to point out some facts. There is usually the opportunity for a inflation. rider that will increase the policy a certain percentage each year usually about 3%. To qualify for a claim it is usually based off of being able to perform activities of daily living not certain diseases.  There is a guarantee association if a company were to struggle but most of the time they are bought out by more solvent companys. I would always recommend going with a company that has a good track record. Problem is with LTC jt us a fairly new insurance with a limited claims history that is ever evolving with the advancements in medicine.</p></blockquote><p></p>

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