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<blockquote data-quote="SLE" data-source="post: 373426" data-attributes="member: 3889">Everyone claims this but there's never been an incident or proof showing such. Just more regurgitation of internet trash. Garbage in, garbage out as they say. Just like the old wives tale of a boat with more HP than the boat is rated for on the Coast Guard Plate isn't insurable. That's also a untrue.It would be like insurance denying a claim on some guy with a diesel pickup with a tuner because he hit a deer. It would have to be shown that the modifications caused the accident. I can't believe people continually state these false claims without thinking about it. Think about any vehicle that has had engine or other work done to make it perform better. Hell, I have a built trans, 4:56 gears, modified exhaust, a 2.5&quot; lift, 35x12.5R20s and a host of other stuff done to my F250.......insurance will cover me in an accident for the value of the vehicle I have insured and any liability to others to my limits......... If I want my vehicle covered for the cost of my modifications, then I have to go to an agreed upon policy that covers an agreed upon value.Boats, sleds, atvs, Side x Sides, are no different................</blockquote>

[QUOTE="SLE, post: 373426, member: 3889"] Everyone claims this but there's never been an incident or proof showing such. Just more regurgitation of internet trash. Garbage in, garbage out as they say. Just like the old wives tale of a boat with more HP than the boat is rated for on the Coast Guard Plate isn't insurable. That's also a untrue. It would be like insurance denying a claim on some guy with a diesel pickup with a tuner because he hit a deer. It would have to be shown that the modifications caused the accident. I can't believe people continually state these false claims without thinking about it. Think about any vehicle that has had engine or other work done to make it perform better. Hell, I have a built trans, 4:56 gears, modified exhaust, a 2.5" lift, 35x12.5R20s and a host of other stuff done to my F250.......insurance will cover me in an accident for the value of the vehicle I have insured and any liability to others to my limits......... If I want my vehicle covered for the cost of my modifications, then I have to go to an agreed upon policy that covers an agreed upon value. Boats, sleds, atvs, Side x Sides, are no different................ [/QUOTE]

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