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Message: <blockquote data-quote="Duckslayer100" data-source="post: 291415" data-attributes="member: 1485"><p>That's where we're working with now. Just finished the paperwork last night, but it was 2.75 for a 20. Where's people finding 2.5 for a 15 without their rates changing? We went from a 30 at 4% to a 20 at 2.75% and our payment went up $60/month.</p><p></p><p><span style="color: silver"><span style="font-size: 9px">- - - Updated - - -</span></span></p><p></p><p>I should say we finished the application process, we haven't signed anything yet...</p><p></p><p><span style="color: silver"><span style="font-size: 9px">- - - Updated - - -</span></span></p><p></p><p>Just asked our mortgage lender at Gate City. She said we could lock in at 2.25 percent for a 15 year, but our payment jumps like $200/month. But holy crap we'd save a venerable crap-ton of money. </p><p></p><p>Then again, we could lock in at 2.75 for 20 years, and just pay more on months we have some extra cash.</p></blockquote><p></p>

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