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Message: <blockquote data-quote="Phill Latio" data-source="post: 336558" data-attributes="member: 1590"><p>another huge bonus to the 529 plan (if you think of it the way i did) is all your kids get a Ugift code. Meaning anyone can contribute to their account very easily with this code. So basically what i do is every birthday and holiday i tell the grandparents on each side to put money into their account using their Ugift codes instead of a bunch of useless presents. Then (this step is important) i proceed to tell the grandparents how much the other grandparents have been contributing so of course their gets a little competition between them and the money rolls in...</p><p></p><p>They also get to use those contributions for state tax deductions IF they are ND residents.</p><p></p><p>But yeah the returns suck. One of my kids earnings was $320 on $6200 for last year so a whopping 5%</p></blockquote><p></p>

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