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<blockquote data-quote="snow" data-source="post: 321917" data-attributes="member: 1056">As stated above,shop around,BANKS not the best for residential mortage loans,they shoot for the moon higher % rates,smaller loan operation's get porky and non-aggresive so its best to shop mortgage companies if what you stated financially is true with a 800 +becon score,low debt ratio you are golden,don't get frustrated.do the leg work,small town operation's got folks by the short hairs.my take.But beware having your credit history checked by too many running your credit references,every time they enter your SS# it dings your credit score down.some companies will work with ya paint a big picture without running your credit until on home stretch which is the path I would take,some ya-hoo looking for a quick transaction/payday will try to ram ya thru to see if they are wasting their time,kinda like &quot;eye-ball quaifing&quot;LOL #guywhospeakswithwisdom.</blockquote>

[QUOTE="snow, post: 321917, member: 1056"] As stated above,shop around,BANKS not the best for residential mortage loans,they shoot for the moon higher % rates,smaller loan operation's get porky and non-aggresive so its best to shop mortgage companies if what you stated financially is true with a 800 +becon score,low debt ratio you are golden,don't get frustrated.do the leg work,small town operation's got folks by the short hairs.my take.But beware having your credit history checked by too many running your credit references,every time they enter your SS# it dings your credit score down.some companies will work with ya paint a big picture without running your credit until on home stretch which is the path I would take,some ya-hoo looking for a quick transaction/payday will try to ram ya thru to see if they are wasting their time,kinda like "eye-ball quaifing" LOL #guywhospeakswithwisdom. [/QUOTE]

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