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<blockquote data-quote="Bfishn" data-source="post: 277932" data-attributes="member: 2006"><p>These topics are always interesting and probably don’t get discussed enough because people are always scared to talk about money. I’m still a youngin in my mid 30’s but was fortunate enough to have parents that instilled financial skills at a young age. I think this is one area majorly lacking in our public schools, there should be finance professionals teaching real world skills starting in middle school. </p><p></p><p>I started investing in my 401k right out of college and then started maxing a Roth shortly thereafter. I don’t know if retirement was really on my mind as much as just being secure and knowing if I lost my job I’d be fine for a while. Now as I start to creep near 40 I think about it, mostly if I can retire at 55, would I want to, and would I get too bored? I think a guy definitely needs to stay active mentally and physically because as others have said, you hear way to much of people that retire, don’t do anything and then drop dead a year or two later.</p><p></p><p>In the next 10 years I plan to pay off house and be completely debt free, max all retirement accounts, hopefully keep job, and I would really like to start generating some passive income of some sort. I at least want the option to pull the plug at 55 even if I decide at the time I don’t want too yet. I also know life has a habit of throwing a wrench in your plans and plenty of people who have a retirement plan never get to realize it. A guy has to remember too enjoy today and not get too caught up in looking forward to retirement.</p></blockquote><p></p>
[QUOTE="Bfishn, post: 277932, member: 2006"] These topics are always interesting and probably don’t get discussed enough because people are always scared to talk about money. I’m still a youngin in my mid 30’s but was fortunate enough to have parents that instilled financial skills at a young age. I think this is one area majorly lacking in our public schools, there should be finance professionals teaching real world skills starting in middle school. I started investing in my 401k right out of college and then started maxing a Roth shortly thereafter. I don’t know if retirement was really on my mind as much as just being secure and knowing if I lost my job I’d be fine for a while. Now as I start to creep near 40 I think about it, mostly if I can retire at 55, would I want to, and would I get too bored? I think a guy definitely needs to stay active mentally and physically because as others have said, you hear way to much of people that retire, don’t do anything and then drop dead a year or two later. In the next 10 years I plan to pay off house and be completely debt free, max all retirement accounts, hopefully keep job, and I would really like to start generating some passive income of some sort. I at least want the option to pull the plug at 55 even if I decide at the time I don’t want too yet. I also know life has a habit of throwing a wrench in your plans and plenty of people who have a retirement plan never get to realize it. A guy has to remember too enjoy today and not get too caught up in looking forward to retirement. [/QUOTE]
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