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<blockquote data-quote="db-2" data-source="post: 278007" data-attributes="member: 4743">Had one of those financial planners a few years ago tell me if i give him all my cash he will ensure a $85,000 income for us which included our current monthly income from SS of $3,600 plus $1,000 from a different plan I got in SE Asia.To open our world up, the $4,600 does not cover all in a years time.&nbsp; Some months yes but others no.&nbsp; So i could use the additional $30,000 he told me of.So i thought and thought on this and after about thinking for a few minutes and deciding to work another 3-4 years told him that's okay i think we can take care of our own monies ourselves and I prefer not to give what we work for to someone else who has no skin in the game with the promises he made.Would he had done better for me, maybe and those with those high returns in there 401, well in my relatively short time in 401 i seen it go negative on a few occassions. Now if I had left a good share of my funds there, it would of done way better but then I thought Hillary was going to win the election.&nbsp; Silly me for listening to those polls.&nbsp; db</blockquote>

[QUOTE="db-2, post: 278007, member: 4743"] Had one of those financial planners a few years ago tell me if i give him all my cash he will ensure a $85,000 income for us which included our current monthly income from SS of $3,600 plus $1,000 from a different plan I got in SE Asia. To open our world up, the $4,600 does not cover all in a years time. Some months yes but others no. So i could use the additional $30,000 he told me of. So i thought and thought on this and after about thinking for a few minutes and deciding to work another 3-4 years told him that's okay i think we can take care of our own monies ourselves and I prefer not to give what we work for to someone else who has no skin in the game with the promises he made. Would he had done better for me, maybe and those with those high returns in there 401, well in my relatively short time in 401 i seen it go negative on a few occassions. Now if I had left a good share of my funds there, it would of done way better but then I thought Hillary was going to win the election. Silly me for listening to those polls. db [/QUOTE]

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