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Message: <blockquote data-quote="ItemB" data-source="post: 278019" data-attributes="member: 552"><p>I am on track I hope to retire someday but no where close yet still in the 30s. That annual budget times 25 is a calculation based off some reading, research. If I remember right it's relies on your nest egg invested in a 60/40 stock bond ratio. Supposed to average 7% return draw out 4% and be able to give yourself 3% raise every year. I believe it's been ran and back tested different way/times and usually works out well especially if you are willing to penny pinch or get a part time job in the down years. I always said once I am able to retire I may still do some sort of work to keep active/busy but it's going to be on my terms.</p></blockquote><p></p>

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