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Message: <blockquote data-quote="Lungdeflator" data-source="post: 221104" data-attributes="member: 5163">Good topic.  Everybody and every situation is different.  Really boils down to what you can live with at the end of the day.  Life and long term planning has really helped me and my family.  I am 28 and have a beautiful wife and 2 young boys, ages 2 and 6 months.  I have a 4 year degree, as does my wife.  She also has an additional 2 year certification for Radiologic Technologist.  As I was finishing school, I was constantly applying for and looking for jobs.  I had numerous opportunities and offers around MN, but nothing paid very well and most was Gov work.  After talking to my wife (GF at the time) I decided to move west to ND and work in the oil fields, 100% for the money.  We lived apart for almost 2 years before getting married and moving her out here with me.A lot went into this decision.  My wife has always wanted to be a Veterinarian.  I felt that before moving who knows where for 4 more years of grueling school, we should have some financial stability, a financial "jump start" to life.  I was able to pay off my student loans fast, buy a truck and a house and an ATV and a fish house, and some other "toys", plus do some remodeling of the house and put a lot of money into a retirement account.  Right now I feel we are financially stable and comfortable enough for her to apply for Vet schools, which she currently is.  Our boys and relationship is very healthy and we would be comfortable making a move to where ever school is and me getting a job where ever that is.  She can go to school and continue to have fun and hunt and fish with her family.  So long term planning has allowed us the opportunity for my wife to go through school, while at the same time having a good living and not having to live in a dorm or eating Ramon noodles like we did with our undergrad degrees.  I have sacrificed time at home for my job and the money it brings in and she has put her career on hold for my job and the chance to be stable going though school.I think we are in a good place in life.  House and a couple small vehicle payments are really the only debts we are tied to.  Sure it would be nice to be home more and be out on the lake more, but 5 years (hopefully) from now when she graduates, it will all be worth it.  Our boys will be just getting into sports, we can move and live where we want, and besides from the student loans from vet school, be fairly debt free.   Plus that 100K$ in the retirement account now is going to look good in 30 years :;:smokin</blockquote>

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