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Message: <blockquote data-quote="db-2" data-source="post: 341901" data-attributes="member: 4743"><p>Years ago, i own an apartment with a loan at a small country bank.  Been paying extra funds on loan for a number of years assuming funds were going to principal.  Wrong.</p><p></p><p>Call bank to get balance as i was doing a financial statement for my records.  Told me and i said that number must be wrong.  Went to bank and he show me the balance on his computer.  I notice a large negative number on the interest owning.  Told me those extra payments were going on interest.  That number was negative by a few thousand. Unbelievable and who would have thought.  This was about 30 years ago at a small-town family own bank.</p><p></p><p>Told the loan officer the bank must be breaking some kind of law at least an ethic issue.  db</p></blockquote><p></p>

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