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  1. Jim Simmers

    Health Insurance

    Thanks for the kind words. I have been pretty much non existent on this page for a few years. Glad to be back and to contribute. There is no one fix for everything or any one and you definitely have to do what’s best for you. The first couple of posts on this thread alarmed me because there was...
  2. Jim Simmers

    Health Insurance

    Just that med sups are expensive and offer no other benefits. As you know, med sups only pay when original Medicare pays. Medicare does not have a max out of packet, does not cover observation, it also does not offer drug coverage, hearing, dental, vision, meal programs, rewards for being...
  3. Jim Simmers

    Health Insurance

    You do you my friend!
  4. Jim Simmers

    Health Insurance

    I am glad you see the value and pleased. Are they perfect, nope, nothing is but they are good, safe very beneficial.
  5. Jim Simmers

    Health Insurance

    So anything run by the federal government is so much better? With advantage plans your Medicare $ goes towards your healthcare benefits. Any money left in the coffers of the government gets used for most everything but your healthcare. You do you and be happy but complaing about something you...
  6. Jim Simmers

    Health Insurance

    The amount of money you are spending for premiums is obscene. What are you going to risk in an advantage plan? Most advantage plans have a max out of pocket of less than $5000. That’s the most a plan would ever cost you including premium. You will be throwing away $7200 next year weather you use...
  7. Jim Simmers

    Health Insurance

    I am not of Medicare age. I have been an insurance agent for 23 years. I have been primarily an advantage plan agent for almost 18 years. Providers are dropping them at an alarming rate? Where at? Not in ND. Program has never been bigger and growing fast as we are close to the middle of the baby...
  8. Jim Simmers

    Health Insurance

    Read your post again and I am sorry either you don’t understand how the program works or who really benefits from what. I have seen how everything from physicals and preventive care to long hospitalizations and snf stays to end of life services are covered with part C plans and in dealing with...
  9. Jim Simmers

    Health Insurance

    $0 premium plans are not free and surely are not a scam. 51% of the Medicare population is on an advantage plan. I would be glad to give you some insight how advantage plans really work. On original Medicare a senior basically will pay $174.50 for part B which with part A covers 80% of your...
  10. Jim Simmers

    Health Insurance

    701-220-3251, call or text me about medicare part C Advatage or cost plans depending on your zip code. you have until 12-07 to enroll if you find one that fits your needs.
  11. Jim Simmers

    Making ice

    I also think by the weekend small ponds will be fishable.
  12. Jim Simmers

    Bismarck Event center

    Regarding the boat/liquor issue; It probably looks worse for Moritz than the city. Hopefully the Beer Garden was put out to bids. The guy can purchase a boat from whomever he chooses. One can just hope that the deal was on the up and up.
  13. Jim Simmers

    lost members~

    Sdwxman still around?
  14. Jim Simmers

    Flyer and tickets will soon be available. February 23rd alkaline and fresh lakes in kidder...

    Flyer and tickets will soon be available. February 23rd alkaline and fresh lakes in kidder county. $20 entry, $18 for raffle and $2.00 towards fish prizes. $5000 in cash and prizes to be given away. First 25 kids 12 and under registers on the ice will get a fishing prize. Pays out top three...
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