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Message: <blockquote data-quote="Bed Wetter" data-source="post: 52457" data-attributes="member: 428"><p>We've seen many more employers moving to a high deductible health plan (HDHP) + HSA. There certainly advantages to this but it's hard for people to see up front. Also more employers who can afford it are becoming self insured. This means the employer is actually writing checks to pay your claims but still paying admin fees to the insurance carrier for claims processing, actuarial number crunching, plan servicing, etc.</p><p></p><p>knowing what I do about benefits, I actually prefer my HDHP + HSA. It's smarter in the long run than having a traditional PPO or EPO because we don't use our insurance a lot (yet).</p></blockquote><p></p>

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