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<blockquote data-quote="Jim Simmers" data-source="post: 390205" data-attributes="member: 2674"><p>Just that med sups are expensive and offer no other benefits. As you know, med sups only pay when original Medicare pays. Medicare does not have a max out of packet, does not cover observation,&nbsp; it also does not offer drug coverage, hearing, dental, vision, meal programs, rewards for being healthy, OTC items. There are so many benefits to an advantage plan over medsups. On a dollar for dollar comparison, it over 90% of the Medicare population would benefit from and advantage plan. Original Medicare Part B premium will be about $174.50 in 2024. Basically for that amount of money you are covering 80% almost forcing you to spend on average $200 per month to pick up that 20%. You still need a drug plan, average premium is $36 mo, Dental and vision plan for ave $56 mo, average cost for a hearing aid is $5000. In a nut shell you are only pre paying for your health services if you get sick. Advantage plans cover everything that original medicare covers and more. For a low premium, often a $0 premium you can have plans with $0 ded, as low as a $3700 MAx out of pocket, $0 co pays to see a PCP, up to $4000 in dental coverage per year, Hearing aids as low as $99 per year, average of $200 per year in vision coverage. The benifits are so much more and thousands less.</p></blockquote><p></p>

[QUOTE="Jim Simmers, post: 390205, member: 2674"] Just that med sups are expensive and offer no other benefits. As you know, med sups only pay when original Medicare pays. Medicare does not have a max out of packet, does not cover observation, it also does not offer drug coverage, hearing, dental, vision, meal programs, rewards for being healthy, OTC items. There are so many benefits to an advantage plan over medsups. On a dollar for dollar comparison, it over 90% of the Medicare population would benefit from and advantage plan. Original Medicare Part B premium will be about $174.50 in 2024. Basically for that amount of money you are covering 80% almost forcing you to spend on average $200 per month to pick up that 20%. You still need a drug plan, average premium is $36 mo, Dental and vision plan for ave $56 mo, average cost for a hearing aid is $5000. In a nut shell you are only pre paying for your health services if you get sick. Advantage plans cover everything that original medicare covers and more. For a low premium, often a $0 premium you can have plans with $0 ded, as low as a $3700 MAx out of pocket, $0 co pays to see a PCP, up to $4000 in dental coverage per year, Hearing aids as low as $99 per year, average of $200 per year in vision coverage. The benifits are so much more and thousands less. [/QUOTE]

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