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Message: <blockquote data-quote="Duckslayer100" data-source="post: 277906" data-attributes="member: 1485">Here's some perspective for you: Grandpa Ray retired when he was 55. Him and grandma lived modestly, but comfortably. Grandma died a year ago. Grandpa lived to be 94 (passed away this fall).Grandpa Vern retired when he was 62. Him and grandma lived modestly, but comfortably. He lived to be 85 (passed away this summer). Grandma is in memory care now.Neither one of them ever wished they would have worked more. Both were "busier" out of work than when they had full-time jobs. Retirement is completely what you make of it. They had enough to do to stay plenty busy, but never hesitate to drop everything to see friends or family, or go on a trip somewhere. It's not like they were globe-trotters, but they didn't let the cushions on the easy chair get worn, if you get what I mean. I'm 35. I'm already thinking about retirement -- not that it's something I want to do soon, but I want to plan enough ahead to enjoy it when it comes. The wife and I are set to retire at 60, but I'd love to pull a Grandpa Ray and get out at 55. Big thing we have to worry about now is health insurance, which is a topic that forces many people to work longer than they want to or have to. But even that said, if I can stay active and healthy, hopefully the needs will be mitigated.</blockquote>