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<blockquote data-quote="KDM" data-source="post: 277941" data-attributes="member: 314"><p>The &quot;trick&quot; to retirement IMO, is to have a BRUTALLY HONEST knockdown drag out discussion with yourself and then with your spouse and decide what will make you both completely happy and satisfied in life.&nbsp; If you want 10 million dollars or land or a such and such house or to travel the world.&nbsp; Whatever it is, you basically draw what amounts to a &quot;goal line&quot; for your life and when you get there, YOU QUIT and be happy.&nbsp; The trouble with most folks is that they are not able to decide on a goal line and unfortunately are unable to just be happy for one reason or another.&nbsp; They always want more.&nbsp; If that is you, retirement will never be available to you ever and that's OK.&nbsp; Just be honest about it and go about your business.&nbsp; The wife and I had our KNOCKDOWN when we were 3 years into our marriage.&nbsp; We made a plan and worked our asses off to get to the goal line.&nbsp; We passed on the new cars, bigger houses, vacations, big toys, and other crap we didn't need along the way while enduring some unpleasant circumstances and making sometimes painful sacrifices and that has made ALL THE DIFFERENCE.&nbsp; By Gods grace we crossed the goal line and I was able to join my wife in retirement when I turned 40.&nbsp; We don't live lavishly, but we live happy.&nbsp; The truth is that retirement is and was, just a word to me.&nbsp; If I were to use a word to describe what my wife and I now enjoy it would be Happiment.</p></blockquote><p></p>

[QUOTE="KDM, post: 277941, member: 314"] The "trick" to retirement IMO, is to have a BRUTALLY HONEST knockdown drag out discussion with yourself and then with your spouse and decide what will make you both completely happy and satisfied in life. If you want 10 million dollars or land or a such and such house or to travel the world. Whatever it is, you basically draw what amounts to a "goal line" for your life and when you get there, YOU QUIT and be happy. The trouble with most folks is that they are not able to decide on a goal line and unfortunately are unable to just be happy for one reason or another. They always want more. If that is you, retirement will never be available to you ever and that's OK. Just be honest about it and go about your business. The wife and I had our KNOCKDOWN when we were 3 years into our marriage. We made a plan and worked our asses off to get to the goal line. We passed on the new cars, bigger houses, vacations, big toys, and other crap we didn't need along the way while enduring some unpleasant circumstances and making sometimes painful sacrifices and that has made ALL THE DIFFERENCE. By Gods grace we crossed the goal line and I was able to join my wife in retirement when I turned 40. We don't live lavishly, but we live happy. The truth is that retirement is and was, just a word to me. If I were to use a word to describe what my wife and I now enjoy it would be Happiment. [/QUOTE]

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