Thanks. I’ll check them outWe went to Gate City Bank about 7-8 months ago, was the best rates we could find. But don’t specifically remember what they are.
It was a half percentage better or more than any other place we looked.
I locked in a 10 year at 2 and 1/8 I believe
it is very cheap money but I’m hoping to refi without taking any equity outI missed a good money-out refi, which is different than just refinancing. Didn't have everything ready when my lending guy texted me. Now that I'm ready those money-out refi are back up a bit. I had the chance on a 2.16% money-out chance last week (already at 3.75% now). I want to withdraw $100,000 from equity and use it while we have these low rates on other property options.
it is very cheap money but I’m hoping to refi without taking any equity out
I totally get it. Hope it works out for youI understand, but I want to use the $100,000 for other things while these rates are so damn low rather than having it just sit there in equity! If I use the money to do ANYTHING better than 2.16% i'm making money for the next fifteen years.
E Lending Now rules. Owner David is one of us; fisher and hunter.
400 E Broadway Ave Ste 303, Bismarck, ND, 58501
(701) 355-4172
elendingnow.com
yeah originally bought through elending and doug wentz i think 7 years ago. had no issues, my wifes family knows stephanie ebach so went with her this time as she notified us it was a good time and again no complaints, real easy smooth process.
If you don’t mind my asking,Any points or closing costs?I just locked in a 2% 15yr loan, with money back to draw out some of the equity money. I figure I can use it at a much better return than 2% and just sitting there in equity. Any ROI better than 2% is putting money back into my pockets!
If you don’t mind my asking,Any points or closing costs?