Home insurance!

[snow2]

Holy smokes just received my annual home owner insurance f ing kick in the nutts with zero claims ever (20yrs) my bump is 1200/ this year after jacking up my deductible.... house is paid off so thinking I might roll the dice and cancel home owners. What are you guyz seeing in north dakota?

 

[measure-it]

Insurance is a neccessary? evil in today's world. You can get ins. for just about everything: home, health, life, vehicle, pets, flight/vacation, etc.
Must be a BIG money maker for these companies, especiallly health!!

 

[Allen]

Even if you are willing to risk a loss due to fire, Mother Nature, etc...I would hope you'd maintain something for liability, or an umbrella policy.

 

[Slappy]

Everything has become significantly more expensive so costs more to repair or replace; therefore, cost to insure has increased. Vehicle and home owners policy premiums have skyrocketed across the country and from all providers. Past couple years I've called around for quotes just to find switching would cost even more.

 

[Kurtr]

Holy smokes just received my annual home owner insurance f ing kick in the nutts with zero claims ever (20yrs) my bump is 1200/ this year after jacking up my deductible.... house is paid off so thinking I might roll the dice and cancel home owners. What are you guyz seeing in north dakota?

Go shop other places I did and it went down for better coverage than i had.

 

[snow2]

Go shop other places I did and it went down for better coverage than i had.

Agreed I called a broker no help so far,still sniffing around.

 

[duckman1302]

Definitely worth shopping insurance every 5 years or so. Lots of times you can find better coverage for less. That's until that plan starts to increase over time. Rinse and repeat.

 

[Kurtr]

Agreed I called a broker no help so far,still sniffing around.

We went with a smaller local one so not paying for all the fires in calli or hurricanes down south

 

[ndweimer]

I have been looking into an umbrella policy. Curious how many of you have taken that leap?

 

[Pheasant 54]

they are very cheap everyone should have one , goes over your home auto and toys