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<blockquote data-quote="Retired Educator" data-source="post: 172230" data-attributes="member: 3373">For me there are other considerations than the monthly cost of the payments. I do not spend anywhere close to $2000/summer on my boat. Occasionally there is an expense that needs to be paid but I don't average that amount. Then again I'm not traveling 100 miles every weekend to fish.I don't encourage anyone to bury themselves in debt but the one thing that is difficult to factor in is the enjoyment. How do you put a price on an activity that you only thought you enjoyed only to find out your wife also enjoys and is actually encouraging you to consider a bigger boat. Don't lose the precious woman. Only you and your prize can answer how much you want to spend on monthly payments but the enjoyment the 2 of you could share might pass you by and that is unrecoverable.Add in that some day&nbsp; your family size may increase and there is another opportunity for family time. Buying now and having the boat paid for before a family grows is another plus. Simple answer - I see the need and desire for a bigger boat. Difficult answer - Only you know what you can afford.</blockquote>

[QUOTE="Retired Educator, post: 172230, member: 3373"] For me there are other considerations than the monthly cost of the payments. I do not spend anywhere close to $2000/summer on my boat. Occasionally there is an expense that needs to be paid but I don't average that amount. Then again I'm not traveling 100 miles every weekend to fish. I don't encourage anyone to bury themselves in debt but the one thing that is difficult to factor in is the enjoyment. How do you put a price on an activity that you only thought you enjoyed only to find out your wife also enjoys and is actually encouraging you to consider a bigger boat. Don't lose the precious woman. Only you and your prize can answer how much you want to spend on monthly payments but the enjoyment the 2 of you could share might pass you by and that is unrecoverable. Add in that some day your family size may increase and there is another opportunity for family time. Buying now and having the boat paid for before a family grows is another plus. Simple answer - I see the need and desire for a bigger boat. Difficult answer - Only you know what you can afford. [/QUOTE]

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