Age 73 and this month will be all done working for someone.
When I was young, thought I would be done by earlier 60 and in grave by 73. Not how it works. Not the best planning but good memories.
Have concerns:
Monies:
No debt, got a new Buick for wife and will sell my pickup and with another $7000 buy one with low mileage this summer so hope vehicles make it rest of life. Own home with property tax of $2,300 in a small town (really)
Bought a one time cost, whole life insurance on both of us for $15,000 each, gave polices to daughter for her to bury us with so that is taken care of.
Now take home pay consists of 80% from SS and as they say that will not cover my needs.
About $2,000 each month for electric, gas, TV, water with about $1,000 of that for insurances. About $0-1,500 short on average each month that will be need to be made up with other income. Depends on how much Old Mill is drank.
Last 8 years of work is when we built up our savings and should cover unless we live too many years.
Health:
My prostate is to big but no medicine. Wife had an issue this spring but surgery and with some treatments that end this month they say she is fine. Neither of us take medication or know of any thing else wrong.
My days are full of things to do and the future appears to be the same. Parked my two wheel bike and got a three wheel bike. Hope to run the tires off this summer with the wife. Hope to hit Dodge Kansas this summer to see Miss Kitty and west coast for the NDSU game. A bunch of grandkids and with my oldest granddaughter, she shot her first deer with a bow this year. Many more to come. Main long term goal is to find a place for the both of us to be bury.
But:
I did what I did, have what I have and have the memories and will have more memories however I did what I did and some of those things I should not do again (maybe there are things an old guy can now do like I thought I would pinch a girls ass and only be call a dirt old man, found out that is not true in this age of time). Wake up in the middle of night and I think about the next days work I need to do and that is no more. Like when I was in SE Asia on a hill top and was already out of the service. Not until we got hit with a couple of guys medivac out that I decided to go home. Something isn't right or may be I just need to count the blessing and create some new memories this afternoon.
So what advice do some of old farts or young have for me? db-2
When I was young, thought I would be done by earlier 60 and in grave by 73. Not how it works. Not the best planning but good memories.
Have concerns:
Monies:
No debt, got a new Buick for wife and will sell my pickup and with another $7000 buy one with low mileage this summer so hope vehicles make it rest of life. Own home with property tax of $2,300 in a small town (really)
Bought a one time cost, whole life insurance on both of us for $15,000 each, gave polices to daughter for her to bury us with so that is taken care of.
Now take home pay consists of 80% from SS and as they say that will not cover my needs.
About $2,000 each month for electric, gas, TV, water with about $1,000 of that for insurances. About $0-1,500 short on average each month that will be need to be made up with other income. Depends on how much Old Mill is drank.
Last 8 years of work is when we built up our savings and should cover unless we live too many years.
Health:
My prostate is to big but no medicine. Wife had an issue this spring but surgery and with some treatments that end this month they say she is fine. Neither of us take medication or know of any thing else wrong.
My days are full of things to do and the future appears to be the same. Parked my two wheel bike and got a three wheel bike. Hope to run the tires off this summer with the wife. Hope to hit Dodge Kansas this summer to see Miss Kitty and west coast for the NDSU game. A bunch of grandkids and with my oldest granddaughter, she shot her first deer with a bow this year. Many more to come. Main long term goal is to find a place for the both of us to be bury.
But:
I did what I did, have what I have and have the memories and will have more memories however I did what I did and some of those things I should not do again (maybe there are things an old guy can now do like I thought I would pinch a girls ass and only be call a dirt old man, found out that is not true in this age of time). Wake up in the middle of night and I think about the next days work I need to do and that is no more. Like when I was in SE Asia on a hill top and was already out of the service. Not until we got hit with a couple of guys medivac out that I decided to go home. Something isn't right or may be I just need to count the blessing and create some new memories this afternoon.
So what advice do some of old farts or young have for me? db-2